Insurance ID Cards

Luke provides an explanation of the components typically found on a health insurance ID card and the purpose of such a card:

• When you enroll in a health insurance plan, you receive an ID card that serves as proof of your insurance coverage and contains essential information for healthcare providers to bill your insurance.
• The typical information found on a health insurance ID card includes:
  1. The name of your insurance company and the type of plan you have.
  2. Your name along with your unique identifier, often referred to as the “member” or “policy” number.
  3. Your “group” number, which pertains to your company’s information.
  4. The effective date, indicating when you can start using your insurance plan.
  5. Contact information for your insurance company in case you encounter any issues or have questions.
  6. Details about your costs, such as your deductible, coinsurance, copays, and out-of-pocket maximum, among other relevant financial information.
• While many people carry a physical ID card in their purse or wallet, some insurance companies offer the option to access a digital version of the card on your phone or computer for convenience.