Insurance Carriers Explained

This video defines an insurance “carrier” as a company that offers insurance policies and handles claims, essentially serving as an insurance company. Below are some key takeaways:

  • An insurance carrier is another term for an insurance company.
  • In Minnesota, prominent medical insurance carriers include HealthPartners, Blue Cross, United Health Group, Medica, and Allina Health/Aetna.
  • There are numerous health insurance carriers across the United States, alongside specialty carriers for life, dental, and vision insurance.
  • This video exemplifies how individuals might have different insurance carriers for different types of insurance coverage, such as Blue Cross Blue Shield for medical insurance and Principal for life insurance.

Related Videos

How Pet Insurance Works

This video explains how pet insurance is a financial product designed to mitigate the costs associated with veterinary care, drawing parallels to human health insurance.

Watch Now

What Are Networks?

This video sheds light on the concept of healthcare networks and their impact on where you can receive medical care with your insurance plan:

Watch Now