This video highlights the inclusion of maternity coverage as one of the “10 Essential Health Benefits” in most health insurance plans:
- Maternity coverage is a mandatory inclusion in almost every health insurance plan offered to individuals, families, and group plans.
- Health insurance plans typically cover a range of maternity services, including outpatient services like prenatal and postnatal doctor visits, gestational diabetes screenings, and lab studies & medications.
- Inpatient services like hospitalization and physician fees related to childbirth are also covered.
- Newborn baby care is included in maternity coverage, ensuring that the newborn’s initial medical needs are addressed.
- Some health insurance plans may also cover lactation counseling and provide breastfeeding equipment.
- INFRMD encourages individuals to take advantage of these benefits, emphasizing that they are provided for free as part of having a health insurance plan.
