What Are Pre-Existing Conditions?

This video clarifies the term “pre-existing condition”. Below are some key takeaways:

  • A pre-existing condition is a health issue present before the initiation of health insurance coverage.
  • Examples include chronic conditions like asthma, diabetes, and cancer.
  • The relevance of pre-existing conditions primarily arises in discussions about insurance coverage rights.
  • Health insurance companies are restricted from denying coverage based on pre-existing conditions.

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