Insurance Carriers Explained

This video defines an insurance “carrier” as a company that offers insurance policies and handles claims, essentially serving as an insurance company. Below are some key takeaways:

  • An insurance carrier is another term for an insurance company.
  • In Minnesota, prominent medical insurance carriers include HealthPartners, Blue Cross, United Health Group, Medica, and Allina Health/Aetna.
  • There are numerous health insurance carriers across the United States, alongside specialty carriers for life, dental, and vision insurance.
  • This video exemplifies how individuals might have different insurance carriers for different types of insurance coverage, such as Blue Cross Blue Shield for medical insurance and Principal for life insurance.

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