This video clarifies the coverage scope of health insurance concerning dental care. Below are some helpful key takeaways:
- Health insurance generally does not cover routine dental work.
- Emergency dental procedures and non-emergency procedures tied to medical conditions may be covered by health insurance.
- Standalone dental insurance plans are necessary for comprehensive dental coverage.
- Pediatric dental benefits are an exception, with some plans covering routine dental care for children up to age 19.
- Individuals should review their insurance plan documents or consult their benefits administrator for specific coverage details.